About Us
Financial clarity for every South African
Personal debt is one of the heaviest burdens a household can carry. We built Dawn Analytics to provide clear, evidence-based tools that cut through the noise and help you make the best financial decisions for your future.
Our methodology
Dawn Analytics simulates monthly compounding interest on every debt and applies payments using the strategy you select. The avalanche method directs all extra payments to the debt with the highest annual interest rate; the snowball method targets the smallest remaining balance. Consolidation estimates use a standard amortising loan formula.
Tally provides educational information only and is not a registered financial services provider. For regulated advice, consult an FSCA-registered advisor or a National Credit Regulator (NCR) debt counsellor.